Privacy Policy

Introduction

At MSW ('we,' 'us,' or 'our'), we are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our website, mobile application, and services.

This policy applies to personal information collected directly from you, both online and offline, as well as from third parties. It does not cover information collected directly by third parties from you.

By accessing or using our website or mobile application, you confirm that you have read, understood, and agreed to this Privacy Policy. We may update this policy at any time, and changes will be effective immediately upon posting. Please review it periodically for updates.

Collection of User Information

To deliver our services effectively, we may collect the following types of personal information:

• Personal and Financial Information: Name, email, phone number, gender, date of birth, address, and other contact details.
• Additional Information: SMS data, contact information, location data, and mobile device details.
• Unique Identifiers: Username, password, preferences, transaction history, and other account-specific information.
• Social Media Data: Information from linked accounts such as Facebook, Twitter, or LinkedIn.
• Mandated Information: Data required by banks, financial institutions, or applicable laws.
• Aggregate and Electronic Data: Information on website navigation, page views, and interactions with specific features.

Communication Consent

By registering for a MSW account or applying for any product or service on the MSW Website or Mobile Application, you consent to be contacted by us through various methods. These may include written notices, email messages, text messages, WhatsApp, or telephone calls. In connection with these telephone communications, you agree to the use of pre-recorded or artificial voice messages and automatic dialing devices, at any telephone number associated with your MSW account, including mobile phone numbers.

Additionally, you consent to receive communications at any email address or mailing address that we have on record for you or from public and nonpublic databases we may lawfully access. You further agree that MSW may contact you using this information with details and offers regarding our services.

Third-Party Sharing of Information

MSW may share your information with third parties for the following purposes:

• Vendors and Service Providers: To perform essential functions on our behalf under strict confidentiality agreements.
• Affiliates and Joint Marketing Partners: As part of collaborative efforts with other financial companies.
• Business Transactions: During mergers, sales, or other business reorganizations.

We require all third parties to protect your data and use it only for authorized purposes.

Protecting Your Information

We prioritize the security and confidentiality of your personal information. Measures include:

• Technical Safeguards: Firewalls, SSL data encryption, and secure AWS cloud storage.
• Access Controls: Restricting access to authorized personnel and contractors.

While we strive to protect your data, no internet transmission is 100% secure. You transmit information at your own risk. MSW is not liable for unauthorized access caused by external factors beyond our control.

Your Choices and Rights

You have control over the personal information you provide to MSW. You can access and update your personal information, including your physical address, phone number, and other account details, by logging into your account on our Website or Mobile Application and navigating to the "My Profile" section. This section is password-protected to safeguard your information. It is your responsibility to maintain the confidentiality of your login credentials.

If you do not wish to receive certain communications from us, you may opt-out by adjusting your account settings or following the unsubscribe instructions in our communications.

Use of Cookies and Tracking Technologies

MSW uses cookies and similar tracking technologies to personalize your experience and ensure security. Cookies are small data files that are placed on your device when you visit our Website. We use cookies for purposes such as:

• Assigning an identification number to your internet browser.
• Making the Website and Mobile Application more user-friendly.
• Detecting whether you have previously visited our site.
• Tracking and reporting website and campaign performance.
• Identifying third-party websites you have visited.
• Detecting fraud and ensuring security.

You can configure your browser to refuse cookies, but doing so may prevent you from accessing certain secure services or features on our Website and Mobile Application.

Advertising and Tracking on Third-Party Websites

MSW advertises its products and services on third-party websites. These advertisements may contain cookies or other tracking mechanisms that monitor how you interact with them. We, along with our advertising partners, track and report on the performance of these campaigns using cookies, web beacons, and similar technologies. While this data may include information about user visits, page visits, and ad interactions, no personally identifiable information is stored during this process.

Contact Us

If you have any questions about this Privacy Policy, please contact us at +6013-3833499.